Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     

1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee and closing costs be (in percentage terms) on the new mortgage? (These are typically charged by the lender to process your loan. 1 point = 1 percent)

%

7. How many discount points (in percentage terms) will you be paying to lower (buy down) the interest rate?

%

8. What other fixed costs (in dollar terms) are there? (such as an appraisal)

$
 
   
   
Roby Financial
5865 W. Hidden Springs Dr., • Boise, ID • 83714
Phone: (208)-229-7629 • Fax: (208)-229-0008
• mark@robyfinancial.com

Mark Roby, Rick Roby, and Tyrone Clarence are registered representatives with Sunset Financial Services, Inc., a FINRA registered broker-dealer.  Sunset Financial Services is registered to offer securities products in all 50 United States.  Mark Roby is registered  to offer securities products in AZ, CA, CO, DE, FL, ID, MD, MO, MS, NC, NH, NJ, NM, NV, OR, and WA.  Mark Roby is also licensed to offer insurance products in CA, CT, FL, ID, MD, MS, MO, NV, NM, OR, UT,and WA,.   Rick Roby is registered to offer securities in ID, OR, and NM.  Rick Roby is also licensed to offer insurance products in ID, OR, and NM.  Tyrone Clarence is registered to offer securities products in ID.  Tyrone Clarence is also licensed to offer insurance products in ID.  The information included herein should not be considered a solicitation or an offer to sell product in any state besides those which Mark Roby, Rick Roby, and Tyrone Clarence are properly licensed.

*Securities and investment advisory services offered through Sunset Financial Services, Inc.



3520 Broadway

Kansas City MO  64111

Phone 816-753-7000 (home office)

Member FINRA/SIPC

Sunset Financial is not affiliated with Roby Financial.

 

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